Exclusions List
- Cosmetic Surgery and Aesthetic Treatments/Medications
- Drugs not prescribed by a medical doctor
- Diagnosis and Treatment Overseas
- Assisted Reproduction and fertility/Infertility Consultations, Investigations, and Treatment such as artificial insemination, Gynecological Hormone Replacement Therapy, etc.
- Medications/Treatment/Diagnostic Tests/Consultations for Sexual and Erectile Dysfunction
- Rehabilitation other than Physiotherapy
- Physiotherapy unless recommended by Surgeon (orthopaedic and neurologist) or a physician specialist.
- Family Planning/Contraception
- Attempted suicide or intentional self-injury or illness resulting from alcoholism and drunkenness or drug addiction; and costs arising from injury sustained while taking part in dangerous sports such as bungee jumping, paragliding or car racing, etc.
- Injuries resulting from riots, demonstrations and civil war; or from the performance of any unlawful act.
- Pre-existing Cancers
- Alternative Treatment: Chiropractic Procedures, Ayureveda, Acupuncture, Traditional, Herbal
- Slimming preparations or other forms of obesity treatment
- Dietary supplements except for antenatal care and anaemic purposes
- Neurosurgery and cardio-thoracic surgery
- Voluntary Medical Screening and Medical Screening for non-medical purposes (e.g. visa applications, loan application, driving license, pre-employment).
- Mortuary Services
- Vaccinations and Immunizations
- Hepatitis Management/Treatment including viral load test
- Treatment available as free public healthcare services such as Immunizations, Treatment of Tuberculosis, Onchocerciasis, Buruli Ulcer, Trachoma
- In-patient treatment of mental illnesses.
- Transplants/Implants
- All elective abortions
- Congenital abnormalities
- Medical appliances (e.g., nebulizer, thermometer, orthopedic shoes, artificial limbs, glucometers and strips, wheel chairs, crutches, walking sticks, contact lenses, etc.)
- Rest cures, sanitaria, periods of quarantine or isolation
- Dental: Dentures, crowns, bridges, artificial teeth, braces