Cosmetic Surgery and Aesthetic Treatments/Medications
Drugs not prescribed by a medical doctor
Diagnosis and Treatment Overseas
Assisted Reproduction and fertility/Infertility Consultations, Investigations, and Treatment such as artificial insemination, Gynecological Hormone Replacement Therapy, etc.
Medications/Treatment/Diagnostic Tests/Consultations for Sexual and Erectile Dysfunction
Rehabilitation other than Physiotherapy
Physiotherapy unless recommended by Surgeon (orthopaedic and neurologist) or a physician specialist.
Attempted suicide or intentional self-injury or illness resulting from alcoholism and drunkenness or drug addiction; and costs arising from injury sustained while taking part in dangerous sports such as bungee jumping, paragliding or car racing, etc.
Injuries resulting from riots, demonstrations and civil war; or from the performance of any unlawful act.
Alternative Treatment: Chiropractic Procedures, Ayureveda, Acupuncture, Traditional, Herbal
Slimming preparations or other forms of obesity treatment
Dietary supplements except for antenatal care and anaemic purposes
Neurosurgery and cardio-thoracic surgery
Voluntary Medical Screening and Medical Screening for non-medical purposes (e.g. visa applications, loan application, driving license, pre-employment).
Vaccinations and Immunizations
Hepatitis Management/Treatment including viral load test
Treatment available as free public healthcare services such as Immunizations, Treatment of Tuberculosis, Onchocerciasis, Buruli Ulcer, Trachoma
In-patient treatment of mental illnesses.
All elective abortions
Medical appliances (e.g., nebulizer, thermometer, orthopedic shoes, artificial limbs, glucometers and strips, wheel chairs, crutches, walking sticks, contact lenses, etc.)
Rest cures, sanitaria, periods of quarantine or isolation